NPR News. Heard on All Things Considered. Sep 26, 2016

This month federal regulators fined wells Fargo $185 million for opening checking and credit card accounts on behalf of customers without their permission. The bank has promised to try to make restitution.

What we would suggest:

1- Check your bank and credit card account and review them carefully for five years. Do not wait for a phone call.

2- Go to and get a free copy of your credit report from Equifax, Experian and Trans Union. Look for negative signs and late payments.

3- Look to see if closing the credit card has a negative impact on your credit report.

4- Look for transactions and money moved without your permission. According to CFPB if you did not get a refund you feel you deserve, report the issue to the CFPB on its website or call 855-411-2372.

For more information go the NPR at the following link: