1. Using the proper credit monitoring system can help prevent identity theft in its early stages before any serious damage has been done to your finances. A credit monitoring service can notify you of early sign of identity theft such as change of address, and hard inquiries on your credit report.

    Your credit report and score are be used for the following and if you are aware of what is on your report, you can make better financial decisions.

    • Interest Rates and extra charges— Your credit reports and scores are used by lenders to decide your creditworthiness, which is basically your ability to pay back the loan. A low credit score indicates a high credit risk, which can result in higher interest rates and fees.
    • Qualifying for Credit Lines—  without a great record of repaying your debts on time and as agreed, lenders might choose to deny you for loans.
    • Insurance, utility bills, etc.— Poor credit can have ongoing effect on all areas of your life. For example, auto insurance premiums in nearly every state. The same goes for utility deposits, rent deposits and many more.
    • Identity Theft is growing — We are experiencing the id theft calls coming from apple support and social security. Many of us get caught.
    • Equifax was Breached in 2017 — With so many million socials stolen, anyone us could be targeted.
    • Live Operators are always a question! You can get on the phone with us, guaranteed

    Here is our recommendation:

    1. Go to this link and subscribe to the monitoring.  $1 for the first week and $29.95 thereafter https://thecreditbureau.com/consumers-credit-reports/
    2. Create a log in and password so you can get in all the time.  Then review the three reports and call the help desk for more assistance on how to read your report and analyze your score.
    3. Keep this email and refer to our blog for any other questions you might have: https://thecreditbureau.com/blog/

    Questions? Please call us at 800-518-1077