Credit Agencies Stop Reporting Unpaid Tickets

Credit Agencies Stop Reporting Unpaid Tickets

Local governments and counties will no longer be able to use credit reports as a tool to collect tickets and fines. Cities and counties normally refer traffic tickets and government fines to collection agencies, which in turn report the debt to credit reporting...
Identity Theft-Credit Freeze

Identity Theft-Credit Freeze

Credit Freeze or Security Freeze  Credit freeze is provided by 3 major credit reporting agencies to prevent credits, loans from being approved in your name without your signature. When you put a security freeze on your credit report, you will be provided a personal...
Identity Theft- First Step

Identity Theft- First Step

Identity theft first steps If you are victim of fraud call the following number immediately 800-525-6285 This is Equifax’s fraud alert number.  You only need to report to one agency.  Trans Union and Experian will be automatically notified. When you call you will be...
No Credit Score

No Credit Score

Credit Score is created by your credit accounts such as credit cards, bank loans, car loans or appliance purchases from stores. When you don’t have any credit or if you had them but they are old and never been used, then your credit score will not come up and a note...
Really Free Credit Report

Really Free Credit Report

Really Free Credit Report HOW IT WORKS www.annualcreditreport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian and Trans Union. This site provides free credit reports from three credit reporting agencies once each...
Best Tenant Screening Practices

Best Tenant Screening Practices

Best Tenant Screening Practices Review the following best practices for safe renting and to ensure you have protected yourself and your asset from unwanted tenants. 1- Rental Application: Give your tenants the proper rental application. The applicant has to give you...
Establish Good Credit History Immediately

Establish Good Credit History Immediately

Establish Good Credit History Immediately If you have not yet built credit, begin now! Start small. Apply for credit with a local business, such as a department store or bank. They are more likely to have lower credit standards than larger lenders. Before you apply...