I am 18 Years Old and Have No Credit

I am 18 Years Old and Have No Credit

One of the toughest times to get a credit card to begin your credit history is when you have no credit at all. The trouble is, you often need a credit card to start building a good credit history, but you also need good credit history to get approved for credit...
Young Adults, College Students and Credit Reports

Young Adults, College Students and Credit Reports

1-The infamous T-Shirt The first week of college is an exciting time.  Students are away from home and many new things are happening.  In the corner of the campus, imagine a bunch of people are giving away very interesting looking T-Shirts and when you approach them...
Credit Reports & Children

Credit Reports & Children

Should Children Have Credit Report? Children and young adults under 18 should not have a credit report and score.  There are a couple reasons they may have a credit report. To find out if your child has one, simply go to the link below and look at their report free of...

How to Monitor Your Credit Report

Why monitoring your credit report is important: 1- Identity Theft is growing 2- Equifax was Breached in 2017 3- Credit Freeze only works for 12 months 4- It will take the worry out of your day 5- Live operators are always a question!! You can get on the phone with us,...
How to View Your Credit Report For Free

How to View Your Credit Report For Free

The following link provides 3 free credit reports (Trans Union, Experian and Equifax) once a year with no score.  These sites are not hard inquiries on your report and will not impact your score. We suggest running one report every quarter.  That way can monitor your...
How to Freeze Your Credit Report

How to Freeze Your Credit Report

You need to call all the bureaus below and put your credit report on freeze.  It is all automated but if you pay attention you can do it.  The freeze is for one year. Equifax P.O. Box 740256 Atlanta, GA 30374-0256, 800-685-1111 Experian P.O. Box 9701 Allen, TX 75013 ,...

Press Release

For Release 2 PM 6/14/2019 www.thecreditbureau.com Chicago, IL, June, 14, 2019 Thecreditbureau.com Inc. today, announced the release of TCB Smart Pay for the real estate agents, property managers and landlords. Smart Pay is an online secure tenant rental application. ...
Credit Agencies Stop Reporting Unpaid Tickets

Credit Agencies Stop Reporting Unpaid Tickets

Local governments and counties will no longer be able to use credit reports as a tool to collect tickets and fines. Cities and counties normally refer traffic tickets and government fines to collection agencies, which in turn report the debt to credit reporting...