by tina Kayhan | Jul 20, 2023 | Uncategorized
The Fair Credit Reporting Act Benefits Credit-Active Consumers The Fair Credit Reporting Act (FCRA) law went into effect in 1971 and was amended considerably in 1997 by Congress. The original FCRA protected your rights as a credit-active consumer by limiting who...
by tina Kayhan | Oct 26, 2016 | Uncategorized
NPR News. Heard on All Things Considered. Sep 26, 2016 This month federal regulators fined wells Fargo $185 million for opening checking and credit card accounts on behalf of customers without their permission. The bank has promised to try to make restitution. What we...
by tina Kayhan | Sep 11, 2016 | Uncategorized
Members of the military (such as members of the Marines, Army, Navy, Air Force, and Coast Guard) have an additional protection available to them – active duty alerts, which give them identity theft protection while they are on active duty. Choose one of the three...
by tina Kayhan | Jul 30, 2016 | Uncategorized
Local governments and counties will no longer be able to use credit reports as a tool to collect tickets and fines. Cities and counties normally refer traffic tickets and government fines to collection agencies, which in turn report the debt to credit reporting...
by tina Kayhan | Jul 30, 2016 | Uncategorized
Credit Freeze or Security Freeze Credit freeze is provided by 3 major credit reporting agencies to prevent credits, loans from being approved in your name without your signature. When you put a security freeze on your credit report, you will be provided a...
