by Bureau | Nov 30, 2021 | Credit
1) Run your reports asap and look for suspicious activity such as address change, name change, new credit cards and new loans that have been opened without your permission. You will also have access to the customer service line if you need help deciphering the...
by Bureau | Jul 24, 2021 | Credit
Below are answers to some commonly asked questions about charge-off notifications on your credit reports. What is a charge-off on your credit report? A charge-off appears on your credit report when a creditor has made all efforts to collect and has been unsuccessful. ...
by Bureau | Jul 23, 2021 | Credit
I cannot get a copy of my credit report. Am I a victim of fraud? Why bureaus refuse to give me a copy of my credit report? You may be a victim of fraud and your social security has been compromised. When you provide your name, social and address to the bureaus, they...
by Bureau | Dec 31, 2020 | Credit
Unemployment benefit scams are on the rise. If you suspect suspicious activity, we recommend the following steps to be taken immediately: Report the fraud to your previous employer. Keep a record of who you spoke with and when. Report the fraud to your state...
by Bureau | Jul 17, 2020 | Credit
The following instructions will walk you through how to write a dispute letter to rectify any errors on your credit report. Federal law gives you the right to submit a dispute and request an investigation when you discover an error in your credit report. Under the...
by Bureau | Apr 7, 2020 | Credit
How A Secured Credit Card Helps Your Credit Report & Score Your credit score is the reflection of your credit worthiness. If you have no credit cards or have never applied for credit, you will have no credit report and score. If you just went through a...
by Bureau | Mar 27, 2020 | Credit
How to Unfreeze Your Credit Report Unfreezing your credit report is required to be able to take out loans, lease a car, purchase or rent a property, or open a new credit card. To unfreeze your report, you will first need a pin from each of the bureaus, which...
by Bureau | Feb 13, 2020 | Credit
Please follow the instructions below to report your deceased family members. This will ensure that their social security number is flagged as deceased and no one will be able to use it. The executor of the estate may request the deceased person’s credit report...
by Bureau | Feb 3, 2020 | Credit
Have you seen your credit report recently? And if yes, how? Free apps such as credit Karma, they provide pointers, but you really need to look deeper to see the report in its entirety. Go to our page: https://thecreditbureau.com/consumers-credit-reports/ where you...
by TheCreditBureau | Jan 14, 2020 | Credit
One of the toughest times to get a credit card and begin your credit history is when you have no credit at all. The trouble is, you often need a credit card to start building a good credit history. The best way to solve this problem is by getting a secured credit...
by TheCreditBureau | Jan 13, 2020 | Credit
1-The infamous T-Shirt The first week of college is an exciting time. Students are away from home and they are exploring their independence. Imagine that when strolling the campus, there is a booth where people are giving away appealing T-Shirts. When you approach...
by TheCreditBureau | Jan 13, 2020 | Credit
Should Children Have Credit Report? Children and young adults under 18 should not have a credit report and score. There are a couple reasons they may have a credit report. To find out if your child has one, simply go to the link below and look at their report free of...
by Credit Bureau | Nov 24, 2019 | Credit
Using a good credit monitoring system can help prevent identity theft in its early stages, before any serious damage has been done to your finances. A credit monitoring service can notify you of any hard inquiries on your credit report, which can flag inquiries you...
by Credit Bureau | Nov 24, 2019 | Credit
The following link provides 3 free credit reports (Trans Union, Experian and Equifax) once a year with no score. These sites are not hard inquiries on your report and will not impact your score. We suggest running one report every quarter. That way can monitor your...
by tinancs | Nov 24, 2019 | Credit
You can simply manage to freeze and un-freeze your credit report using the following links. You have to freeze with all three bureaus. htttps://www.transunion.com/credit-freeze https://www.experian.com/freeze/center.html...
by tina Kayhan | Oct 26, 2016 | Credit
NPR News. Heard on All Things Considered. Sep 26, 2016 This month federal regulators fined wells Fargo $185 million for opening checking and credit card accounts on behalf of customers without their permission. The bank has promised to try to make restitution. What we...
by tina Kayhan | Sep 11, 2016 | Credit
Members of the military (such as members of the Marines, Army, Navy, Air Force, and Coast Guard) have an additional protection available to them – active duty alerts, which give them identity theft protection while they are on active duty. Choose one of the three...
by tina Kayhan | Jul 30, 2016 | Credit
Local governments and counties will no longer be able to use credit reports as a tool to collect tickets and fines. Cities and counties normally refer traffic tickets and government fines to collection agencies, which in turn report the debt to credit reporting...
by tina Kayhan | Jul 30, 2016 | Credit
Credit Freeze or Security Freeze Credit freeze is provided by 3 major credit reporting agencies to prevent credits, loans from being approved in your name without your signature. When you put a security freeze on your credit report, you will be provided a personal...
by tina Kayhan | Jul 30, 2016 | Credit
Identity theft first steps Place a free, one-year credit freeze by contacting the three credit bureaus. Experian.com/help 888-EXPERIAN (888-397-3742) TransUnion.com/credit-help 888-909-8872 Equifax.com/personal/credit-report-services 800-685-1111 Sign up for IDIQ...
by tina Kayhan | Jul 30, 2016 | Credit
Credit Score is created by your credit accounts such as credit cards, bank loans, car loans or appliance purchases from stores. When you don’t have any credit or if you had them but they are old and never been used, then your credit score will not come up and a note...
by tina Kayhan | Jul 30, 2016 | Credit
Really Free Credit Report HOW IT WORKS www.annualcreditreport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian and Trans Union. This site provides free credit reports from three credit reporting agencies once each...
by tina Kayhan | Jul 30, 2016 | Credit
Best Tenant Screening Practices Review the following best practices for safe renting and to ensure you have protected yourself and your asset from unwanted tenants. 1- Rental Application: Give your tenants the proper rental application. The applicant has to give you...
by tina Kayhan | Jul 30, 2016 | Credit
Establish Good Credit History Immediately If you have not yet built credit, begin now! Start small. Apply for credit with a local business, such as a department store or bank. They are more likely to have lower credit standards than larger lenders. Before you apply...
by tina Kayhan | Jul 30, 2016 | Credit
Improve Your Credit Profile To Obtain Better Credit Deals When you apply for credit, it is understood that the lender will check your credit report. The information contained in your credit report helps lenders decide how much credit and what interest rate you are...
by tina Kayhan | Jul 30, 2016 | Credit
The Fair Credit Reporting Act Benefits Credit-Active Consumers The Fair Credit Reporting Act (FCRA) law went into effect in 1971 and was amended considerably in 1997 by Congress. The original FCRA protected your rights as a credit-active consumer by limiting who has...
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