Protect yourself from identity theft by placing a free credit freeze with all three credit bureaus.
Came here from one of our videos?
These are the exact steps to freeze your credit quickly and correctly.
🔒 Step 1: Freeze Your Credit with All Three Bureaus
You must place a freeze with each bureau individually:
- Experian: https://www.experian.com/freeze/center.html
- Equifax: https://www.equifax.com/personal/credit-report-services/credit-freeze/
- TransUnion: https://www.transunion.com/credit-freeze
👉 A freeze at one bureau does NOT cover the others.
☎️ Prefer to Call Instead?
You can also request a freeze by phone:
- Equifax: 800-685-1111
- Experian: 888-397-3742
- TransUnion: 888-909-8872
You may be asked to provide:
- Name
- Address
- Date of birth
- Social Security number
🔑 Important: Save Your PIN or Password
After placing a freeze, each bureau will give you:
- a login
- a password or PIN
👉 Keep this safe.
You will need it to lift (temporarily remove) the freeze later.
🧠 What a Credit Freeze Does
A credit freeze:
- blocks lenders from accessing your credit file
- helps prevent new accounts from being opened in your name
👉 This is one of the strongest protections against identity theft.
🔓 When You Need to Use Your Credit
If you’re applying for:
- a credit card
- a loan
- a mortgage
👉 You’ll need to temporarily lift your freeze.
Once done, you can turn it back on.
👁️ Monitor Your Credit
Freezing your credit is powerful — but monitoring helps you:
👉 catch problems early
To monitor your credit reports:
📞 Need Help?
If you’d rather not handle this yourself, or have questions:
👉 Call us at 800-518-1077 (Option 4)
We’re here to help.
