Credit Agencies Stop Reporting Unpaid Tickets

Credit Agencies Stop Reporting Unpaid Tickets

Local governments and counties will no longer be able to use credit reports as a tool to collect tickets and fines. Cities and counties normally refer traffic tickets and government fines to collection agencies, which in turn report the debt to credit reporting...
Identity Theft-Credit Freeze

Identity Theft-Credit Freeze

Credit Freeze or Security Freeze  Credit freeze is provided by 3 major credit reporting agencies to prevent credits, loans from being approved in your name without your signature. When you put a security freeze on your credit report, you will be provided a personal...
Identity Theft- First Step

Identity Theft- First Step

Identity theft first steps If you are victim of fraud call the following number immediately 800-525-6285 This is Equifax’s fraud alert number.  You only need to report to one agency.  Trans Union and Experian will be automatically notified. When you call you will be...
No Credit Score

No Credit Score

Credit Score is created by your credit accounts such as credit cards, bank loans, car loans or appliance purchases from stores. When you don’t have any credit or if you had them but they are old and never been used, then your credit score will not come up and a note...