Someone Applied for Unemployment in My Name

Someone Applied for Unemployment in My Name

by | Dec 31, 2020 | Credit

Unemployment benefit scams are on the rise. If you suspect suspicious activity, we recommend the following steps to be taken immediately: Report the fraud to your previous employer. Keep a record of who you spoke with and when. Report the fraud to your state...
How to Write a Dispute Letter

How to Write a Dispute Letter

by | Jul 17, 2020 | Credit

The following instructions will walk you through how to write a dispute letter to rectify any errors on your credit report. Federal law gives you the right to submit a dispute and request an investigation when you discover an error in your credit report. Under the...
Improving Credit Scores with a Secured Credit Card

Improving Credit Scores with a Secured Credit Card

by | Apr 7, 2020 | Credit

How A Secured Credit Card Helps Your Credit Report & Score Your credit score is the reflection of your credit worthiness and how you interact with financial institutions.  In other words, if you have no credit cards or have never applied for credit, you will have...
How to Unfreeze Your Credit Report

How to Unfreeze Your Credit Report

by | Mar 27, 2020 | Credit

How to Unfreeze Your Credit Report   Unfreezing your credit report is required to be able to take out loans, lease a car, purchase or rent a property, or open a new credit card. To unfreeze your report, you will first need a pin from each of the bureaus, which...
Report Your Deceased Family Members

Report Your Deceased Family Members

by | Feb 13, 2020 | Credit

Please follow the instructions below to report your deceased family members.  This will ensure that their social security number is flagged as deceased and no one will be able to use it. The executor of the estate may request the deceased person’s credit report...