The Fair Credit Reporting Act Benefits Credit

The Fair Credit Reporting Act Benefits Credit-Active Consumers The Fair Credit Reporting Act (FCRA) law went into effect in 1971 and was amended considerably in 1997 by Congress.  The original FCRA protected your rights as a credit-active consumer by limiting who...
Credit Agencies Stop Reporting Unpaid Tickets

Credit Agencies Stop Reporting Unpaid Tickets

Local governments and counties will no longer be able to use credit reports as a tool to collect tickets and fines. Cities and counties normally refer traffic tickets and government fines to collection agencies, which in turn report the debt to credit reporting...
Identity Theft-Credit Freeze

Identity Theft-Credit Freeze

Credit Freeze or Security Freeze  Credit freeze is provided by 3 major credit reporting agencies to prevent credits, loans from being approved in your name without your signature. When you put a security freeze on your credit report, you will be provided a...