Young Adults, College Students and Credit Reports

Young Adults, College Students and Credit Reports

​1-The infamous T-Shirt The first week of college is an exciting time.  Students are away from home and they are exploring their independence. Imagine that when strolling the campus, there is a booth where people are giving away appealing T-Shirts. When you approach...
Credit Reports & Children

Credit Reports & Children

Should Children Have Credit Report? Children and young adults under 18 should not have a credit report and score.  There are a couple reasons they may have a credit report. To find out if your child has one, simply go to the link below and look at their report free of...
How to Monitor Your Credit Report

How to Monitor Your Credit Report

Using a good credit monitoring system can help prevent identity theft in its early stages, before any serious damage has been done to your finances. A credit monitoring service can notify you of any hard inquiries on your credit report, which can flag inquiries you...
How to View Your Credit Report For Free

How to View Your Credit Report For Free

The following link provides 3 free credit reports (Trans Union, Experian and Equifax) once a year with no score.  These sites are not hard inquiries on your report and will not impact your score. We suggest running one report every quarter.  That way can monitor your...
How to Freeze Your Credit Report

How to Freeze Your Credit Report

You need to call all the bureaus below and put your credit report on freeze.  It is all automated but if you pay attention you can do it.  The freeze is for one year. Equifax P.O. Box 740256 Atlanta, GA 30374-0256, 800-685-1111 Experian P.O. Box 9701 Allen, TX 75013 ,...

Press Release

For Release 2 PM 6/14/2019 www.thecreditbureau.com Chicago, IL, June, 14, 2019 Thecreditbureau.com Inc. today, announced the release of TCB Smart Pay for the real estate agents, property managers and landlords. Smart Pay is an online secure tenant rental application. ...