How to Freeze Your Credit Report
Protect yourself from identity theft by placing a free credit freeze with all three credit bureaus. Came here from one of our videos? These are the exact steps to freeze your credit quickly and correctly. 🔒 Step 1: Freeze Your Credit with All Three Bureaus You must place a freeze with each bureau individually: Experian: https://www.experian.com/freeze/center.html Equifax: https://www.equifax.com/personal/credit-report-services/credit-freeze/ TransUnion: https://www.transunion.com/credit-freeze 👉 A freeze at one bureau does NOT cover the others. ☎️ Prefer to Call Instead? You can also request a freeze by phone: Equifax: 800-685-1111 Experian: 888-397-3742 TransUnion: 888-909-8872 You may be asked to provide: Name Address Date of birth Social Security number 🔑 Important: Save Your PIN or Password After placing a freeze, each bureau will give you: a login a password or PIN 👉 Keep this safe. You will need it to lift (temporarily remove) the freeze later. 🧠 What a Credit Freeze Does A credit freeze: blocks lenders from accessing your credit file helps prevent new accounts from being opened in your name 👉 This is one of the strongest protections against identity theft. 🔓 When You Need to Use Your Credit If you’re applying for: a credit card a loan a mortgage 👉 You’ll need to temporarily lift your freeze. Once done, you can turn it back on. 👁️ Monitor Your Credit Freezing your credit is powerful — but monitoring helps you: 👉 catch problems early To monitor your credit reports: Monitor your credit report 📞 Need Help? If you’d rather not handle this yourself, or have questions: 👉 Call us at 800-518-1077 (Option 4) We’re here to help.