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Someone Opened an Account in Your Name?

Call now — we’ll help you stop it immediately

Tap to call: 800-518-1077

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800-518-1077

You don’t have to handle this alone
We help people respond to identity theft every day.

If someone opened an account in your name — act immediately

Call now: 800-518-1077
Tap to call on mobile — talk to a real person.

Talk to a Specialist Now

This is identity theft — and it needs immediate attention:
  • Fraud alert from your bank or monitoring service
  • Someone using your Social Security number
  • A hard inquiry you don’t recognize
  • Activity on your credit report that doesn’t make sense

    • Call now : 800-518-1077

    Not ready to call? Send us your information and we’ll email you step-by-step instructions.

    Someone Opened an Account in Your Name — What Should You Do Next?

    If you discover a credit card, loan, utility account, or other account that you did not open, contact the company’s fraud department and tell them the account was opened without your permission. Ask the company to close or freeze the fraudulent account and explain what documents they need from you.

    Report the Identity Theft

    Report the identity theft at IdentityTheft.gov. The Federal Trade Commission provides a personal recovery plan and an Identity Theft Report that can help you deal with companies and credit reporting agencies.

    Check All Three Credit Reports

    Review your credit reports for other accounts or inquiries you do not recognize. An identity thief may have attempted to open more than one account using your information.

    Consider a Credit Freeze or Fraud Alert

    A credit freeze can make it harder for someone to open additional credit accounts in your name. You can also place a fraud alert, which tells businesses to take additional steps to verify your identity before opening new credit.

    Need Help Understanding What Happened?

    If you found an account you did not open and are not sure what to do next, call us at 800-518-1077.

    We can help you understand what you are seeing and the steps available to you.

    Reviewed by Tina Kayhan, President of TheCreditBureau.com, with more than 30 years of experience in credit reporting, identity protection, and consumer credit services.