Establish Good Credit History Immediately

Establish Good Credit History Immediately

Establish Good Credit History Immediately If you have not yet built credit, begin now! Start small. Apply for credit with a local business, such as a department store or bank. They are more likely to have lower credit standards than larger lenders. Before you apply...
The Fair Credit Reporting Act Benefits Credit

The Fair Credit Reporting Act Benefits Credit

The Fair Credit Reporting Act Benefits Credit-Active Consumers The Fair Credit Reporting Act (FCRA) law went into effect in 1971 and was amended considerably in 1997 by Congress.  The original FCRA protected your rights as a credit-active consumer by limiting who has...