The Credit Bureau

Why We Offer $1 Million Coverage

Our $1 Million Coverage Comes With Real U.S.-Based Help—Not Just a Policy

When companies talk about identity theft or fraud protection, you’ll often hear one phrase repeated:

“Up to $1 million in insurance coverage.”

What you don’t usually hear is what that actually means when fraud happens.

Who do you call?
What do you do first?
Who helps you deal with banks, credit bureaus, or agencies?

For most people, this is where panic and confusion set in.

That’s why we do things differently.

Insurance Is Only Half the Protection

A $1 million coverage insurance policy is important—but on its own, it can feel overwhelming. Most people have never filed a fraud-related claim before. They don’t know what documents are needed, what steps to take, or who to contact.

That’s why our coverage comes with something just as important:

Live, U.S.-based customer service and fraud-resolution support.

$1 million coverage?When fraud happens, our customers don’t have to figure it out alone.

They simply call us.

What Happens When You Call Us

When you contact us after a fraud event, you’re not sent to a chatbot, overseas call center, or automated system.

You speak with a trained, U.S.-based specialist who understands fraud recovery.

We help:

  • Assess what happened
  • Explain next steps in plain English
  • Guide you through recovery
  • Coordinate the process connected to your coverage
  • Stay with you through resolution—not just the first call

Fraud isn’t just a financial issue. It’s emotional, stressful, and disruptive. People don’t need more instructions—they need someone to take control and help.

Even Our Most Affordable Plans Include This

Yes—even our low-cost plans, including services priced as low as $7.99, include access to coverage and U.S.-based support.

Why?

Because fraud doesn’t care what plan you’re on.

The stress is the same.
The time lost is the same.
The need for help is the same.

We believe protection should be consistent, not tiered by price.

Why We Spell This Out Clearly

$1 million coverage?Many consumers don’t realize how fraud protection actually works until they’re already in the middle of a crisis.

$1 million coverage?We believe people deserve to know before something happens:

  • That coverage exists
  • That real people are available to help
  • That they won’t be left navigating the process alone

Our philosophy is simple:

Real protection means standing with you when something goes wrong—not just watching it happen.

That’s why we combine meaningful insurance coverage with real, U.S.-based human support across our products.

Frequently Asked Questions

$1 million coverage?What happens if I become a victim of fraud?
If you experience fraud or suspicious activity, you simply call us. You’ll speak with a trained, U.S.-based specialist who will help guide you through the next steps and support you through the resolution process.

Do I have to figure everything out myself?
No. Most people don’t know where to start when fraud happens—and they shouldn’t have to. Our support team helps explain what’s happening, what needs to be done, and how to move forward.

Is the $1 million coverege insurance included automatically?
Yes. Eligible products include up to $1 million in coverage at no additional cost. You don’t have to “upgrade” to access it.

Does this apply to lower-cost plans too?
Yes. Even our most affordable plans, including those priced as low as $7.99, include access to coverage and U.S.-based customer support.

Is the customer service really U.S.-based?
Yes. When you call, you reach real people in the United States—not chatbots or overseas call centers.

What does the insurance help cover?
$1 million coverage may help with certain out-of-pocket expenses, recovery costs, and professional assistance related to identity theft or fraud, subject to policy terms.

Because peace of mind isn’t just about prevention—it’s about knowing help is one phone call away.

Call the credit bureau’s phone number: 800-518-1077