You need to call all the bureaus below and put your credit report on freeze. It is all automated but if you pay attention you can do it. The freeze is for one year.
Equifax P.O. Box 740256 Atlanta, GA 30374-0256, 800-685-1111
Experian P.O. Box 9701 Allen, TX 75013 , 888-397-3742
Trans Union, P.O. Box 1000, Chester, PA 19022, 888-909-8872
Or you can simply manage to freeze and un-freeze your credit report online:
You’ll need to supply your name, address, date of birth, Social Security number and other personal information.
After receiving your freeze request, each credit bureau will provide you with a unique PIN (personal identification number) or password. Keep the PIN or password in a safe place. You will need it if you choose to lift the freeze.
Credit freeze stops creditors from running reports on you, therefore stopping thieves from ordering credit cards, apply for loans and buying automobiles in your name. When you choose to use your credit report to apply for credit cards or buy a home, you need to un-freeze your report. It always helps if you remember your pin when you are trying to un-freeze your report.
It is recommended that you monitor your credit report. Monitoring your report helps you identity the fraud very quickly. Click below to be able to see your Equifax, Experian and Trans Union.