Freezing minor children credit report?You can freeze your minor children’s credit report using the following links. You need to freeze with all three bureau.
- Submit a Written Request:
You’ll need to send a hard-copy letter to all three bureaus requesting a “protected consumer freeze” for the minor child.
- Include Necessary Information:
In your letter, include your name, relationship to the child, the child’s name, and address.
- Provide Supporting Documents:
You’ll need to include copies of documents proving:
- Your identity (e.g., driver’s license, birth certificate).
- Your child’s identity (e.g., birth certificate, Social Security card).
- Your authority to act on the child’s behalf (e.g., court order, birth certificate, proof of parentage).
- Mail the Request:
Send the letters and documents to the following addresses:
Equifax
P.O. Box 740256
Atlanta, GA 30374-0256
Experian
P.O. Box 4500
Allen, TX 75013
TransUnion
P.O. Box 2000
Chester, PA 19016
Important Notes:
Must be done by mail:
You cannot place a child on freeze online or by phone.
All three bureaus:
You’ll need to separately freeze the child’s credit reports with all three nationwide credit reporting agencies (TransUnion, Equifax, and Experian).
Verify your identity:
You’ll need to provide proof of your identity and relationship to the child, along with proof of the child’s identity.
Remember that the credit bureau phone number is open to public: 800-518-10177
