Freezing Minor Children’s Credit Report

You can freeze your minor children’s credit report using the following links.  You need to freeze with all three bureau.

1. Submit a Written Request:

You’ll need to send a hard-copy letter to all three bureaus requesting a “protected consumer freeze” for the minor child.

2. Include Necessary Information:

In your letter, include your name, relationship to the child, the child’s name, and address.

3. Provide Supporting Documents:

You’ll need to include copies of documents proving:

• Your identity (e.g., driver’s license, birth certificate).
• Your child’s identity (e.g., birth certificate, Social Security card).
• Your authority to act on the child’s behalf (e.g., court order, birth certificate, proof of parentage).

4. Mail the Request:

Send the letter and documents to the following addresses:

 Equifax
P.O. Box 740256
Atlanta, GA 30374-0256

Experian
P.O. Box 4500
Allen, TX 75013

TransUnion
P.O. Box 2000
Chester, PA 19016

Important Notes:

Must be done by mail:

You cannot place a protected consumer freeze online or by phone.

All three bureaus:

You’ll need to separately freeze the child’s credit reports with all three nationwide credit reporting agencies (TransUnion, Equifax, and Experian).

Verify your identity:

You’ll need to provide proof of your identity and relationship to the child, along with proof of the child’s identity.