The Fair Credit Reporting Act Benefits Credit

The Fair Credit Reporting Act Benefits Credit-Active Consumers The Fair Credit Reporting Act (FCRA) law went into effect in 1971 and was amended considerably in 1997 by Congress.  The original FCRA protected your rights as a credit-active consumer by limiting who...

Good News_ Healthcare Collection

Nationwide credit reporting agencies TransUnion, Experian, and Equifax are now waiting 365 days from the time you saw your doctor before allowing medical debt to appear on your credit report. Even better news is that your debts on your reports used to stay for 7...