by tina Kayhan | Jul 20, 2023 | Uncategorized
The Fair Credit Reporting Act Benefits Credit-Active Consumers The Fair Credit Reporting Act (FCRA) law went into effect in 1971 and was amended considerably in 1997 by Congress. The original FCRA protected your rights as a credit-active consumer by limiting who...
by Bureau | Jul 13, 2023 | Uncategorized
Nationwide credit reporting agencies TransUnion, Experian, and Equifax are now waiting 365 days from the time you saw your doctor before allowing medical debt to appear on your credit report. Even better news is that your debts on your reports used to stay for 7...
by Bureau | Feb 2, 2023 | Uncategorized
A company claiming to be a partner with Experian is calling and emailing consumers telling them their credit score has dropped and giving them a place to log into a fraudulent system. This company also offers to “lower your interest rates” on your...
by Bureau | Sep 27, 2022 | Uncategorized
How can You Remove Collection Agencies fromYour Credit Report? Collection accounts accurately reported remain on your credit report for seven years from the date the original account has gone past due. Paying off the collection account Paying off the collection...
by Bureau | Sep 27, 2022 | Uncategorized
IMPORTANT INFORMATION When you order your $1 Credit report and FICO® Score 8, you will begin your 7-day trial membership in Experian CreditWorksSM. If you don’t cancel your membership within the 7-day trial period‡, you will be billed $21.95 for each month that...
by Bureau | Sep 19, 2022 | Uncategorized
How to change your name on your credit report without impacting it negatively Name change normally happens through the court system Make a copy of your court order and follow the following instructions: You need to provide the following: Your name and address where...
