How to Write a Dispute Letter

How to Write a Dispute Letter

How to write a dispute letter The following instructions will walk you through how to write a dispute letter to rectify any error on your credit report. Federal law gives you the right to submit a dispute and request an investigation when you discover an error in your...
Improving Credit Scores with a Secured Credit Card

Improving Credit Scores with a Secured Credit Card

How A Secured Credit Card Helps Your Credit Report & Score Your credit score is the reflection of your credit worthiness.  If you have no credit cards or have never applied for credit, you will have no credit report and score.  Also, If you just went through a...
How to Unfreeze Your Credit Report

How to Unfreeze Your Credit Report

How to Unfreeze Your Credit Report Unfreeze your credit report is required if you are taking out loans, buying or leasing a car, purchase or rent a property or open a new credit card. To unfreeze your report, you will need your pin number which was given to you when...
Report Your Deceased Family Members

Report Your Deceased Family Members

Please follow the instructions below to report your deceased family members to the credit bureaus.  This will ensure that their social security number is flagged as deceased and no one will be able to use it. The executor of the estate may request the deceased...
I am 18 Years Old and Have No Credit

I am 18 Years Old and Have No Credit

One of the toughest times to get a credit card and begin your credit history is when you have no credit at all. The trouble is, you often need a credit card to start building a good credit history. The best way to solve this problem is by getting a secured credit...